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Francisco Montes De Oca

Francisco Montes De Oca

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Realty ONE Group Emerald Coast

Welcome to MDO Homes. Let's Guide you Home!

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CONTACT ME

Realty ONE Group Emerald Coast

Welcome to MDO Homes. Let's Guide you Home!

VIEW LISTINGS
CONTACT ME

Realty ONE Group Emerald Coast

Welcome to MDO Homes. Let's Guide you Home!

VIEW LISTINGS
CONTACT ME

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Neighborhoods

Crestview

I have called Crestview my home for the past three years! This city will always have a special place in my heart. There is so much development, with more and more coming into the area! 

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Destin

Destin, Fl, is one of my favorite places to be in! Not just because this city has it all… But it’s absolutely the pace to be from morning to night.

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Fort Walton

Welcome to Fort Walton Beach! Fort Walton is in the center of so much! With Two Military Bases within 10 miles of one another, this area is populated by Military families, contractors, and other essential workers that keep this city running!

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Okaloosa Island

Among the Emerald Coast, Okaloosa Island has one of the most beautiful beaches. Okaloosa is known for its white sand beaches, emerald-collared green waters, and many attractions for the whole family. 

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“As a first home buyer navigating real estate in an unprecedented housing market was no cakewalk…. unless you have Francisco at your side! He made sure to point out the important factors you don’t see on the surface of a property & closing procedures. Responsive at all hours of the day, informative, honest, and easy to talk to. It was clear that he wanted to not just get me in a house, but into a home! 🏡 Mission Accomplished!”
-Jeffrey Roe

“Francisco made selling our home a breeze! He was always quick to respond and answer any questions we had during the process. He has great knowledge of the housing market and local area, which allowed him to price our home effectively. Extremely satisfied with the whole experience from beginning to end. Would recommend Francisco to anyone looking to buy or sell!”
-Kegan Lewis

“Francisco was great to work with. He is very knowledgeable about the selling and buying process in Florida and he was a big help to me being a first time home seller in Florida. He was always readily available and responded to text or emails promptly. He accommodated my special needs and request without complaint and was very reliable, personable, and managed the selling of my home professionally. He was great to work with and I am happy to recommend him to others who are looking to sell or buy a home.”
– Sulura Jackson

About Francisco

Having a real estate agent in which you can have the utmost faith is one of the most important parts of an excellent home buying or selling journey. With a background in International Business and experience working in the fast-paced business world in New York City, I have prided myself on providing every one of my clients with unparalleled service that leaves them not only satisfied with the work that I’ve done but with the best results possible. No matter your situation, I am confident I am the perfect match to help you achieve your buying or selling goals. 

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Welcome to Las Vegas!!! Welcome to Las Vegas!!!
Congratulations to my Buyer, who is under contract Congratulations to my Buyer, who is under contract on this great half-acre of land! Only a 5 min drive to the shore, boat launch, and a 10-minute drive across the bridge into Destin from Niceville. Great Location to it all!
Buying a house is likely the largest purchase you’ll ever make, so it’s normal to have some anxiety over the purchase once you settle. But what happens if you keep having those thoughts a month or two after you move in? That’s called buyer’s remorse, and it’s happening more and more to buyers, given the competitive market we've been in over the past few years. However, you CAN avoid home buyer’s remorse, so if you’re still house hunting, here are some ways to be confident and happy with your home purchase:⁠
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➀ Create a realistic budget & stick to it. It’s easy to get carried away when you feel like you’ve found the perfect place to call home, and even easier to stray from your budget when you’re up against multiple offers or have already lost out on a house or two. It’s important to decide on a budget and maximum monthly payment and stick to it.⁠
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➁  Be financially ready.⁠
Buying a home is the largest single purchase most people will make, so it’s crucial to be financially prepared. Talk to your lender about what to expect with closing costs, and get an estimate on a home before you submit an offer. ⁠
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➂ Create a non-negotiable list. Get very clear on what you want before you start looking at homes. Create a list of things that you have to have and things that would be nice to have. Choose what you’re not willing to compromise on and stick to it, and don’t feel pressured to adjust your criteria just because of the lack of inventory.⁠
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➃ Don't waive too many contingencies. In order to win a home offer, you may have to waive certain contingencies that seem low-stakes. But some contingencies are there for a reason, especially the home inspection contingency. The last thing you want is to have a list of repairs you weren’t budgeting for as soon as you move in.⁠
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➄ Don't try to "time the market." If you've outgrown your home or are looking to downsize, waiting until the market conditions are perfect might end up causing disappointment.
Buying a new home at the same time as you’re sel Buying a new home at the same time as you’re selling your current home is all about timing — and a great agent, of course. With the right strategy and a professional real estate agent by your side, you can navigate the process with ease. ⁠
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→ Swipe to learn about a few ways that you can make buying & selling work for you and your family.⁠
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It's also important to consider options for temporary housing. While the stars may align and you may not need them, a plan for where you’ll go in between selling and buying will help alleviate some of the stress.⁠
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Buying and selling at the same time can be complicated and, at times, overwhelming, which is why I am here to help make it as stress-free and exciting as possible!  If you are thinking of buying and selling at the same time, give me a call. I can help you decide which option may be best for you. ⁠
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Save this post for later!⁠
Selling your home can be a complex process, and fi Selling your home can be a complex process, and finding the right agent is key.  Between recommendations from friends and family, your co-worker who sells real estate part-time offering to help, and all of the review websites available, it’s difficult to know who to trust with one of the most complex financial decisions of your life.⁠
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This is why taking the time to interview agents to sell what is likely your largest asset, is essential. Here are a few questions you should ask when interviewing realtors to help you find the perfect fit for your needs:⁠
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➊ How long have you been in the business? How many homes have you listed and sold in the past year?⁠
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➋ What is your schedule and availability?⁠
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➌ Are you a full-time or part-time agent? How much time will you be able to dedicate to working with me?⁠
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➍ Do you work independently or with a team? If a team, who will be my main point of contact throughout the transaction?⁠
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➎  How will you communicate with me, and how often?⁠
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How many clients do you work with at one time?⁠
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➏ What is your marketing plan for my home?⁠
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➐ Can you provide references?⁠
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If you are thinking about selling, I would love to interview for the position to guide you every step of the way and net you the most money possible in our current market. Don't live in my area? I'd be happy to connect you to a great agent to help you sell in your city!
Welcome to Pensacola Beach! Welcome to Pensacola Beach!

321 Harbor Blvd, Destin, FL 32541

998 S Ferdon Blvd, Crestview, FL 32536

5399 Hwy 30A E, Santa Rosa BeachFL 32459

Francisco Montes de Oca

Relocation Specialist

info@mdohomes.com

850-608-8308

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Francisco Montes De Oca

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