• Skip to primary navigation
  • Skip to main content
Francisco Montes De Oca

Francisco Montes De Oca

Let's Find Your Forever Home!

  • Home
  • Search
  • About
  • Sellers
    • Instant Home Valuation
    • Sellers Handbook
    • Schedule a Call
    • Property Management
  • Buyers
    • Listings
    • Neighborhoods
    • Buyer’s Guide
    • Schedule a Call
    • Mortgage Guide
    • Mortgage Calculator
    • Schools
    • Moving Concierge
  • Blog
  • Events
  • Contact Me
  • Show Search
Hide Search

Brokered by eXp Realty

Welcome to MDO Homes. Let's Guide you Home!

VIEW LISTINGS
CONTACT ME

Brokered by eXp Realty

Welcome to MDO Homes. Let's Guide you Home!

VIEW LISTINGS
CONTACT ME

Brokered by eXp Realty

Welcome to MDO Homes. Let's Guide you Home!

VIEW LISTINGS
CONTAC
 

RECENTLY SOLD LISTINGS

VIEW CURRENT LISTINGS

SIGN UP FOR MY NEWSLETTER!

Processing…
Success! You're on the list.
Whoops! There was an error and we couldn't process your subscription. Please reload the page and try again.

Neighborhoods

Crestview

I have called Crestview my home for the past three years! This city will always have a special place in my heart. There is so much development, with more and more coming into the area! 

LEARN MORE

Destin

Destin, Fl, is one of my favorite places to be in! Not just because this city has it all… But it’s absolutely the pace to be from morning to night.

LEARN MORE

Fort Walton

Welcome to Fort Walton Beach! Fort Walton is in the center of so much! With Two Military Bases within 10 miles of one another, this area is populated by Military families, contractors, and other essential workers that keep this city running!

LEARN MORE

Okaloosa Island

Among the Emerald Coast, Okaloosa Island has one of the most beautiful beaches. Okaloosa is known for its white sand beaches, emerald-collared green waters, and many attractions for the whole family. 

LEARN MORE

“As a first home buyer navigating real estate in an unprecedented housing market was no cakewalk…. unless you have Francisco at your side! He made sure to point out the important factors you don’t see on the surface of a property & closing procedures. Responsive at all hours of the day, informative, honest, and easy to talk to. It was clear that he wanted to not just get me in a house, but into a home! 🏡 Mission Accomplished!”
-Jeffrey Roe

“Francisco made selling our home a breeze! He was always quick to respond and answer any questions we had during the process. He has great knowledge of the housing market and local area, which allowed him to price our home effectively. Extremely satisfied with the whole experience from beginning to end. Would recommend Francisco to anyone looking to buy or sell!”
-Kegan Lewis

“Francisco was great to work with. He is very knowledgeable about the selling and buying process in Florida and he was a big help to me being a first time home seller in Florida. He was always readily available and responded to text or emails promptly. He accommodated my special needs and request without complaint and was very reliable, personable, and managed the selling of my home professionally. He was great to work with and I am happy to recommend him to others who are looking to sell or buy a home.”
– Sulura Jackson

About Francisco

Having a real estate agent in which you can have the utmost faith is one of the most important parts of an excellent home buying or selling journey. With a background in International Business and experience working in the fast-paced business world in New York City, I have prided myself on providing every one of my clients with unparalleled service that leaves them not only satisfied with the work that I’ve done but with the best results possible. No matter your situation, I am confident I am the perfect match to help you achieve your buying or selling goals. 

LEARN MORE

CONTACT ME

Follow Along

  • Instagram
  • TikTok
  • LinkedIn
  • Facebook

mdohomes

🖋️ Brokered by @exprealty_
🏡 Here to help you buy/sell your dream home
☀️ NW Florida & New Mexico
📲 Let’s connect! ⬇️⬇️

MDO Homes by EXP Realty
When it comes to selling your most valuable asset, When it comes to selling your most valuable asset, partnering with a local agent is essential if you're looking to maximize your profit and sell quickly.⁠
⁠
REAL TALK — online estimates are automatically generated through a computer software system (AI)... however, the system can't see inside your home or what improvements you have made, and it doesn't know the current local market conditions. KEYWORD = estimate.⁠
⁠
A local agent (that's me!) has an in-depth understanding of the local real estate market and can provide you with accurate pricing guidance to ensure your home is priced competitively from the start — so that you sell your home quickly and for top dollar.⁠
⁠
When it comes to your most significant investment, don't settle for a ballpark figure. Curious to know what your home is worth in our current market? Send me a message! I can put together a FREE home evaluation report for you.
Want to save money on your next mortgage? ⁠ ⁠ Want to save money on your next mortgage? ⁠
⁠
With interest rates on the rise, getting the best possible rate is more important than ever.⁠
⁠
If you're looking to save thousands by finding the best rate, here are 3 tips you can't afford to ignore. →⁠
⁠
✓ Credit score isn't the only factor that determines your interest rate, but it's a BIG one. Make sure you know your actual score (not just the one from Credit Karma), and work towards improving it by paying off debt and making payments on time. ⁠
⁠
✓ Understand (and know) your debt-to-income ratio. This is the percentage of your monthly gross income that goes toward paying your reoccurring monthly debts like student loans and car payments. The lower this ratio is, the less risky you look for the lender – and your interest rate will be lower.⁠
⁠
✓ Compare multiple lenders. Shopping around for a loan can save you money by helping you find the best interest rate and terms for your specific financial situation. ⁠
⁠
Remember:⁠
⁠
1.  Rates are always changing. ⁠
2.  You are NOT stuck with the same rate forever. ⁠
3.  You can refinance & cash out your equity later at a different rate and term. ⁠
⁠
If you are interested in comparing estimates, send me a message — I'd love to help you get to the payment you are comfortable with.
Buying a home is an exciting journey, but it's nat Buying a home is an exciting journey, but it's natural to be weighed down by some fears that creep up along the way. ⁠
⁠
So, today, I'm going to help you tackle some of the most common concerns I hear and give you some insight on how to overcome them. →⁠
⁠
Remember, you're not alone in this journey. When it comes to buying a home, knowledge is power. Surround yourself with a reliable support system of professionals who can provide guidance and encouragement, as well as set clear expectations for the process.⁠
⁠
If you're considering taking the leap into homeownership, I would love to connect and share some of my personal experiences when buying my first home, as well as come up with a plan to help you achieve your homeownership goals! Send me a message and let's chat!
What you really need is CLARITY about the local re What you really need is CLARITY about the local real estate market...⁠
⁠
The truth is, there's no one-size-fits-all answer to the best time to buy or sell. It's when YOU are ready. Everyone's unique circumstances, financial readiness, and personal goals dictate the ideal timing to move. Rather than succumbing to market hype, try and focus on understanding your own readiness and making decisions based on a clear vision of what YOU want to achieve.⁠
⁠
What's holding you back from buying or selling? What is making you more confused than clear about your next steps? I would love to help provide clarity about our local market or answer ANY questions that you may have — just send me a message!
Load More Follow on Instagram

10752 Deerwood Park Blvd. Suite 100 

Jacksonville, FL 32256

100 Sun Avenue NE, Suite 650

Albuquerque, NM 87109

Francisco Montes de Oca

Relocation Specialist

info@mdohomes.com

Cell: 850.608.8308

Office: 505.554.3873

MLS Disclaimer

Privacy Policy

Terms of Use

Accessibility

Fair Housing Statement

Francisco Montes De Oca

Copyright © 2023 · MDO Homes

 

Loading Comments...