The world of homebuying is often accompanied by myths and misconceptions that can make the process seem more daunting than it really is.
I’m here to help shed some light on a few ways you can achieve homeownership without the stress!
⓵ Contrary to popular belief, a 20% down payment is not an absolute requirement. In fact, there are some first-time homebuyer loans that only require 3% down!
⓶ If you want ACCURATE and up-to-date information, Zillow is not your friend. Get yourself set up on a custom search with a trusted agent so that you have access to current listings (and prevent disappointment).
⓷ Working with a local lender will make the mortgage process SO much smoother. You need someone who is easily accessible (especially on weekends), and working with a local lender offers the advantage of personalized service, in-person support, and a deeper understanding of the local market. This is even more important in a competitive market.
⓸ Real estate agents do so much more than just open the door for you (contrary to what HGTV leads you to believe). A skilled agent can help you navigate complex paperwork, provide insights on neighborhoods and market trends, and negotiate the best terms on your behalf. An agent’s role extends far beyond opening doors — we are your trusted advisor, ensuring you make informed decisions and find the right home that meets your needs and budget.
⓹ Having a trusted agent to protect you and educate you when putting together an offer is crucial. It is important to have someone representing your best interest throughout the transaction.
Have questions about the homebuying process? Send me a message, I’d love to help!